Puppy financing options available
If looking to finance a puppy, food or supplies at one our stores, we have the best puppy financing options for you. We go the extra mile to offer you a few different easy payment plans so you can find one that works for you. No credit, little credit, great credit, we have options for everyone. Some of our plans require zero or little money down.
How it works
1. Apply Online Now
Choose the financing plan above and get pre-qualified with the online application link.
2. Choose Your Puppy
Come to the store to select your favorite puppy and review your financing quote.
3. Finish In Store
Finalize your financing contract in-store and take your puppy home same day!Frequently Asked Questions
Our Clermont store, at 9310 US-192, Suite 102, works with TerracePets. You apply to TerracePets through the link on this page, and TerracePets decides the outcome, the amount and the terms. Our team then sits down with whatever offer you receive and goes through it with you, line by line, before you commit to anything.
Five things: a valid government-issued I.D.; a secondary form of I.D. such as a credit card, vehicle registration or utility bill; a mobile phone number; a valid email address; and a checking or savings account in your own name and in good standing. Gather those first and the application itself is quick.
Apply online and get pre-qualified. Then come to the Clermont store, choose your puppy and review your financing quote with a pet counselor. Then finalize the financing contract in store and head home with your puppy the same day. Applying before you visit is the version most Orlando-area families prefer, because it means the only decision left on the day is which puppy.
Yes. Payment plans at our store cover the puppy along with food and supplies bought here, which helps in the first week when a crate, a bed, bowls and a month of food all land at once.
There are options for no credit, little credit and great credit alike. The lender makes the decision on approval and terms, so submitting an application is how you find out what is open to you. Plenty of families are surprised in the good direction.
Some plans ask for zero or little money down, and financing of up to 100% is available. Your own figure depends on the offer you are approved for. Bring your questions about it to the store and we will work through the numbers with you before anything is signed.
All major credit cards, debit cards and US dollars in cash, alongside low monthly payment plans — and you can combine them. Part on a card and the balance financed is a common arrangement here.
The price in your Puppy Purchase Contract is final, and it already includes the vaccinations, deworming and veterinary exams handled before the puppy reached the floor. Financing sits alongside that as a separate agreement with the lender, with its own terms, so you leave with two sets of paperwork.
Look through puppies for sale and arrive with a shortlist, or read about the store itself on the Orlando store page. For anything specific to your own application, contact us or call (855) 488-8250 and ask for the Clermont store.